What is Travel Health Insurance?
Travel Insurance is a type of insurance that guarantees the risks such as accident, baggage loss, both at home and abroad.
Travel Insurance can be different days and times. At least 1 week and a maximum of 1 year fee varies depending on this time.
What to Consider When Buying Travel Health Insurance?
Policy start and end date
Number of people to travel
Visa requirements of the country of travel
Geographical location of the country to be traveled
What Is Covered By Travel Insurance?
Damages incurred under this insurance shall be paid in accordance with the guarantees given in the policy.
Therefore, it is very important to determine the collateral you need. Travel health insurance guarantees that can be preferred according to needs are:
Accidental Death: This guarantee covers the risk of death by accident. Within the scope of this guarantee, the person (beneficiary) who will benefit from the compensation is paid compensation within certain limits in the policy.
Medical Treatment Expenses in the Case of Disease or Injury During Traveling Abroad: The insurance, treatment and operation costs of the insured in case of illness or injury due to some reason other than the pre-existing diseases of the insured abroad are covered by this guarantee.
Transportation costs to the appropriate medical center in case of illness or injury during travel: In case of an illness or injury to the insured, the expenses of the ambulance and the companion and the doctor shall be covered by this guarantee.
Expenses incurred or to be sent for emergency medicine: The expenses related to the urgent writing and sending to the insured by the relevant doctor of the drugs that the insured person needs and who are not traveling are covered by this guarantee.
Expenses related to the extension of the duration of the stay due to illness or injury during the trip abroad: The coverage of the insured as a result of sickness or injury outside of the country of permanent residence, and the accommodation of the hotel or accommodation expenses incurred due to the condition that the relevant doctor certifies this condition is included in this guarantee.
Travel expenses to one of the family members at the place of hospital stay when the length of the stay is extended: In case the insured person needs to stay in the hospital for more than a certain period of time, the travel expenses to be made to the hospital in his country shall be covered by this guarantee.
The costs of returning home due to damage in the home of the insured when traveling: In the event of insecurity, theft of doors and windows, the failure of the doors and windows during the travel of the insured person, or in case of excessive damage, the costs of returning home are covered by this guarantee.
Emergency return costs due to the death of a close family member during the trip: If the insured loses a close family member during the trip, the emergency return costs are covered.
The organization and expenses of the deceased during the journey and the return of the funeral to the homeland: The expenses related to the transfer of the funeral to the home and the return of the accompanying persons in case of death of the insured are covered by this guarantee.
The expenses related to the sending of urgent messages related to all cases subject to the guarantee: The expenses related to the sending of urgent or necessary messages regarding the issues covered under all the above guarantees in the scope of this coverage are covered by the insured.
In case of missing baggage during travel, the expenses of the insured to be sent to the home or to the destination designed for travel: The expenses related to the loss of the baggage during the travel of the insured person and the help to the baggage and the delivery to the destination are covered by this guarantee.
Indemnity of delayed baggage on scheduled flights: In case the baggage is lost in scheduled flights and if it cannot be found within 24 hours, emergency personal needs will be covered under this guarantee with the condition of loss report of the airline company.