What is Office/Business Insurance?
Workplace Insurance, office building, fixtures, machinery-installation, glass and emtea etc. assures your assets against any risks that may arise within the scope of automatic collaterals that are bundled together as packages.
There is the possibility to make office/business insurance with wide coverage. These collaterals vary between companies.
Earlier in our blog we have posted about Homeowners Insurance and now I will be giving you office-business insurance coverages.
What Does Business/Office Insurance Cover?
The general guarantees of Workplace Insurance are:
Robbery: Stolen goods and fixed assets as a result of theft;
Strike, Lockout, Terror: Damage that may occur in the workplace as a result of strikes, lockouts, popular movements, terrorist acts and malicious acts and interventions by the authorities to prevent these movements.
Landslide: Any damage that may occur in the workplace due to landslide and soil collapse.
Earthquake: Any damage to the workplace due to earthquake,
Lightning: damage caused by lightning strike, not by fire or not,
Fire: Damage caused by flames and smoke to the building or property as a result of the spread of a fire in or near the workplace,
Explosion: Damage caused by the explosion of natural gas, cylinder gas, gas and heating boiler installation,
Storm: Damage caused by the impact of objects that are dragged or thrown by wind during a storm or storm,
Internal water and flood: Damage to the workplace which can be caused by the explosion of the plumbing, flooding of the insured person or neighbors when the water is broken, and floods or flooding of the workplace.
Snow: Damage caused by the snow accumulated in the roof,
Glass Breakage: Damage caused by breakage of doors and windows in the workplace,
Debris Removal: Removal costs of the wreckage caused by the damages that may arise from the collaterals,
Vehicle Strike: Any damage that may occur in the event of collision with all kinds of land, air and sea vehicles,
Responsibility to neighbors: fire, responsibility for neighbors due to internal water damage,
Liability to the employees: The legal responsibilities arising from the physical and physical damages of the insured to the third parties at the workplace,
Liability to Owner: Responsibility to the owner as a result of fire, internal water and smoke damage, if the building is not insured, he / she is
Lease Loss: If the workplace becomes unavailable due to fire, if the insured tenant has paid the rent in advance, the rental period shall not be paid; If the insured is the owner of the insured,
Payment is made within the scope of these guarantees. So, do not forget to check the coverages of your insurance before buying.