Currently, diabetes is one of the most common diseases in all around the World and recent studies show that the number of people with diabetes is in an increasing trend in Europe and in the United States of America. Taking this into consideration, I wanted to write a detailed guide in order to inform diabetes patients more about coping with their illness.
Why Should I Choose Diabetes Insurance Instead of General Health Insurance
People with diabetese disorder are more likely to have some health issues compared to non-diabetese people. This means, diabetes may cause some certain health problems and you should be cautious about them.
A general health insurance do not cover exceptional illnesses. Most of the health insurance policies only cover ordinary (simple) health issues.
Contrary to what is covered by a general health insurance policy, you may need insurance coverage for some diseases that become highly likely to occur with diabetes patients. In this sense, a diabetes insurance can help you cover your diabetese-related health problems.
What is Covered By a Diabetese Insurance?
As I stated earlier, diabetes may cause several different diseases. Diabetes Insurance is a type of insurance that covers some certain sicknesses or health problems caused particularly by diabetes. These health issues are in general as following;
- Heart attacks
- Kidney failures
If you search for statistical evidence, you will see that most of the above sicknesses are quite likely to be caused by diabetes and most diabetes insurances cover these issues.
Is Diabetes Insurance Expensive?
Yes, to be honest, diabetes insurance might be kind of expensive depending on your financial level. But you should not be evaluating diabetes insurance based on the prices of the policy and here is why;
As I have been stating over and over, diabetes is a very risky disease and if you are not having a proper diet plan, it might lead to several serious diseases. In that sense, if you buy a diabetes insurance, you will cover the possible diseases you may have in the future and you can guarantee yourself.
How to Decide Which Diabetes Insurance to Buy?,
The above list of diseases are the most common diseases caused by diabetes. In addition to routine controls related with diabetes, you should be careful that your insurance policy covers the diseases that I mentioned in the above list. This is of significant importance because these sicknesses has very expensive treatments and it might put you in a very tough financial situation to cover all these expenses from your pocket.
Should You Buy Diabetes Insurance?
I will directly write the answer: YES. Don’t forget that the sicknesses caused by diabetes have very expensive treatments and it is not worth taking that risk. The diabetes insurance policies might expensive, but the treatment of diabetes-caused illnesses are even more expensive.